Credit Education

Whether you’re buying a home, a car or applying for a credit card – lenders want to know the risk they’re taking by lending you money. Unfortunately, the 3 major bureaus are the entities which lenders turn to in order find out your creditworthiness level. Why is this unfortunate? Because nearly 80% of all U.S. credit reports contain incorrect and false information and/or items affecting the credit report’s scores. Providential Foundation helps you dispute these negative items and fight the unreliable credit bureaus forcing them to correct this information on your credit report. Sign up today to get started.

This Credit Education page will provide you with your rights, Q&A and best practices that you may use to inform yourself regarding your credit profile.

What's in my credit report?

What’s in my credit report?

| Credit Education | 4,198 Comments

Although each credit reporting agency formats and reports this information differently, all credit reports contain basically the same categories of information. Your social security number, date of birth and employment…